保险精算学
计划的细节
精算师解决问题，分析风险. 他们在保险和金融行业发挥着至关重要的作用, where understanding risk and opportunities is crucial to providing services that offer financial security and peace of mind.
The actuarial science major at 全球赌博十大网站 — the only of its kind in Southwest Ohio — is an interdisciplinary program that covers the mathematical, 统计, 在精算领域取得成功所需的计算和商业背景. 在泽维尔, you'll study coursework that covers topics dealt with by actuaries and prepare for actuarial exams focused on 概率, 金融数学与统计及风险建模. You'll also complete coursework that provides 教育经验验证(VEE) credits in the actuarial field and have many opportunities to network with practicing actuaries in the 辛辛那提 area.
全球赌博十大网站, located in 辛辛那提, Ohio, is nationally recognized as a top university by U.S. News & 世界报道, 普林斯顿评论 and Forbes. 99%的学生都在工作, 毕业后6个月内参加志愿者或研究生学习(2022届).
学位授予
精算学学士学位
课程
The sample course sequence below illustrates class offerings for the 保险精算学 major. 咨询官方 全球赌博十大网站课程目录 详细的注册和咨询信息.
Fall
- 数学170 -微积分............ 4cr.
- 数学225 -高等数学基础............ 3cr.
- 历史的视角............ 3cr.
- 英语101 -英语作文............ 0cr.
- 核心100 -第一年研讨会............ 3cr.
- 核心101 - GOA............ 0cr.
Spring
- 数学171 -微积分II............ 4cr.
- 精算科学101 -精算科学入门............ 3cr.
- 经济学200 -微观经济学............ 3cr.
- 哲学100 -作为哲学入门的伦理学............ 3cr.
- 神学111 -神学基础............ 3cr.
- 核心102 - GOA............ 0cr.
Fall
- 数学220 -微积分III............ 4cr.
- 数学256 -概率论 & 统计数据............ 3cr.
- 会计200 -会计入门............ 3cr.
- 经济学201 -宏观经济学............ 3cr.
- 第二语言1............ 3cr.
Spring
- 数学240 -线性代数............ 3cr.
- 计算机科学170 -计算机科学1............ 3cr.
- 金融300 -企业金融............ 3cr.
- 科学的角度............ 3cr.
- 第二语言II............ 3cr.
Fall
- 数学311 -概率............ 4cr.
- 财经365 -投资............ 3cr.
- 英语205 -文学与道德想象............ 4cr.
- 自然科学选修............ 3cr.
- 口语交际选修课............ 3cr.
Spring
- 数学312 -统计推断............ 3cr.
- 数学230 -微分方程............ 3cr.
- 金融465 -期权和期货市场............ 3cr.
- 创造性的观点............ 3cr.
- 写作强化选修课............ 3cr.
Fall
- 哲学的角度 ............ 3cr.
- 人文选修课............ 3cr.
- E / RS选修............ 3cr.
- Elective............ 3cr.
- Elective............ 3cr.
Spring
- 精算科学201 -精算数学............ 3cr.
- DCR选修............ 3cr.
- 神学观点............ 3cr.
- Elective............ 3cr.
- Elective............ 3cr.
样本的课程
精算学入门(MACS 101) - 本课程是精算学的入门课程. The course consists of presentations introducing various topics dealt with by actuaries, 每周的实验活动，提供深入的工作与这些想法, 以及精算师关于他们工作的报告. 具体主题包括死亡率表, 利息理论, 概率, 保险和储备原则.
数据建模(数学257)- 探索性数据分析和可视化, 逻辑回归, 多元回归模型的估计与推理, 模型选择, 方差分析, 多重比较, 实验设计.
线性代数(数学240) 线性方程组, 高斯消去法, 雁行形态, algebraic structure of solutions; vector and matrix arithmetic, invertibility; linear transformations and their matrices; vector spaces and subspaces, bases, 坐标, dimension, rank; change of basis; determinants,Cramer\2019s Rule; eigenvectors and eigenvalues; diagonalization; inner products, Gram-Schmidt过程.
Options & 期货市场(FINC465) - Options and futures strategies, the valuation of options and futures, and the theory of hedging.
职业生涯的结果
99% 全球赌博十大网站的本科生都在工作, 毕业后6个月内参加志愿者或研究生学习(2022届).
学生工作安排: 大美国保险集团, 利宝互助保险, 辛辛那提保险 and 俄亥俄州金融国家服务公司
额外的职业资源: BeAnActuary.org
学生俱乐部
精算学社团
Xavier's 精算学社团 is the perfect fit for those looking to explore the possibilities of a career as an actuary. 精算学专业的学生听取了该领域精算师的证词, have the chance to job shadow at a local insurance company in 辛辛那提 and even travel to meet with fellow numbers people. 他们还定期召开学习小组会议.
迈出下一步
精算学常见问题
Actuarial science is an academic discipline that teaches students to assess and manage risk for businesses, 金融行业和保险公司. 它是一个综合数学的跨学科领域, 统计学和计算机科学以及金融等商业课程, 经济与投资.
在他们大三快结束的时候, students are typically prepared begin the process of becoming certified as an actuary. Students become certified through passing exams with one of two professional bodies, the 精算师协会(SOA) or the 伤亡精算学会(CAS)，并通过完成课程 教育经验验证(VEE). SOA和CAS都提供助理和研究员级别的认证.
Students generally begin the process of becoming certified as an actuary during the end of their junior year of college. Certification consists of a series of exams that can take seven years or more to complete as well as VEE credits.
Recent graduates typically work in entry-level actuarial analyst roles after completing at least one actuarial exam. 随着考试的通过，这些职位的薪水也会增加, 雇主经常付钱给他们的精算师来完成他们的考试.
大多数精算师在金融和保险行业工作. 在这些行业中, 精算师扮演着许多不同的角色, from predicting the best investments for businesses to calculating the cost of providing healthcare services to determine health insurance premiums for policyholders.
工作和专业包括:
- 保险公司理赔员
- Health
- Life
- 财产及意外事故
- 金融保险精算师
- 投资策略
- Pension & 退休
- 企业风险
- 精算顾问
- 保险精算的分析师
- 业务分析师
- 保险承保
根据 劳工统计局在美国，精算师2021年的平均年薪为105,900美元(来源: 美国劳工统计局职业前景手册:精算师). The Bureau estimates a 24% increase in job openings in this field over the next ten years.
根据 Payscale.com在美国，初级精算师的平均年薪为60,367美元。 工资表初级精算分析师的平均工资). 薪水通常随着个人通过更多的认证考试而增加.
Yes. 高中生应该考虑尽可能多地上数学课, 包括代数, geometry, 三角学和微积分. 计算机科学和经济学课程也很有用.
成为美国准精算师, 个人需要通过两个专业机构之一的7-10门考试, the 精算师协会(SOA) or the 伤亡精算师协会(CAS).
SOA认证人寿保险领域的精算师, 健康福利制度, 退休制度和金融投资.
CAS负责财产和伤亡领域, 房主, 医疗事故, 工伤赔偿和人身伤害责任.
两个专业机构的前三个考试是相同的. Individuals do not need to choose which path of exams to take until after their third exam.
经济学中也有教育经验验证(VEE)课程, accounting and statistics that individuals need to complete to become an associate level actuary. These courses can be taken after passing the first two exams and are often included in undergraduate curriculums.
在泽维尔, actuarial Science majors are prepared to sit for the first two actuarial exams in Probability (P/1) and Financial 数学 (FM/2) by the end of their junior year. 他们还选修VEE学分的课程.
精算师考试很有挑战性，但并非不可能. 它们是一种需要专注和大量学习时间的承诺. Individuals who sit for the exams typically spend between 200-600 hours studying per exam. 考试的通过率一般在40%-60%之间，具体取决于考试.
精算师通常在金融和保险行业工作, 尽管他们也为私营公司工作, 企业和政府机构. Their jobs are generally office-based although some may work from home or work as independent consultants.
辛辛那提:不. 最适合大学毕业生的城市
俄亥俄州的辛辛那提市是多家财富500强企业的所在地. Students in the undergraduate actuarial science major learn from actuaries based in the 辛辛那提 area and land internships with local and national organizations in both public and private industries.
什么是耶稣会教育?
全球赌博十大网站的教育不仅仅是你一般的大学经历. 借鉴了耶稣会天主教400年的教育模式, students in the actuarial science major get the support they need to succeed and make a difference in the world. 其结果是一种既鼓舞人心又充满挑战的教育, 它丰富了我们的生活.
泽维尔排名和认可
全球赌博十大网站被美国大学评为全国顶尖大学之一.S.News & 2023年世界报告. 《全球赌博十大网站》将其评为“美国最好的385所大学”之一." Explore how Xavier’s top-ranked academic programs continue to distinguish themselves among the nation’s best.
以优异成绩毕业
你在寻找学术挑战吗? The University Scholars Honors Program offers incoming students a more challenging curriculum and close support from professors while completing their undergraduate degree. 该项目的录取是经过严格筛选的，并包括2000美元的旅行补助.
全球赌博十大网站精算学专业
The 保险精算学 program at 全球赌博十大网站 has a long and proud history as the only 保险精算学 program in Southwest Ohio. The discipline is particularly important in the insurance and finance industries where understanding risk is essential to providing services that offer financial security and peace of mind regardless of the uncertainty in daily life. This program resides in the Department of Math within Xavier's 文理学院.
全球赌博十大网站 文理学院 挑战学生发展对人性的综合理解, the world, 和上帝的关系，通过探究泽维尔核心课程和院系课程中提出的问题. The 文理学院 is the oldest and largest college at 全球赌博十大网站. The college provides an excellent liberal arts education in the Jesuit tradition that prepares students for careers, 专业或研究生院, 以及全球化社会的生活.
全球赌博十大网站是一所位于辛辛那提的私立大学, Ohio, 提供耶稣会天主教传统的文科教育. Founded in 1831, the University is the sixth-oldest Catholic university in the nation. 它被美国大学评为中西部地区前10名的硕士水平大学之一.S. News & 过去二十年的世界报告. 《全球赌博十大网站》将其评为“美国最好的385所大学”之一."